APY % | Bank name, account name (terms) | APY for balance ranges |
| 5.01 | Southern Missouri Kasasa Cash (12x debit + DD + estatements) | 5.01% for $100.0 - $25.0 K |
| 5.01 | Bank of Newington Rewards Checking (10x debit + DD + e-statement) | 5.01% for $1.0 - $25.0 K |
| 4.50 | Florida Central CU Ultimate Checking (12x debit + DD + estatement) | 4.50% for $1.0 - $25.0 K |
| 4.23 | Bank of Edwardsville TheClub Checking (12x debit + billpay + 2500 min balance + estatement) | 4.23% for $2.5 K - $25.0 K |
| 4.04 | *Progress Bank Digital Progress Checking (12x debit + DD + e-statement) | 4.04% for $60.0 - $25.0 K |
| 4.01 | Jeff Davis Kasasa Cash (10x debit + dd + estatement) | 4.01% for $15.0 K - $500.0 K, 0.00% for $1.0 - $15.0 K |
| 4.01 | 1st Security B&T Free Reward Checking (10x debit + DD + estatement) | 4.01% for $100.0 - $25.0 K |
| 4.01 | Capital Bank Smart Checking (10x debit + DD) | 4.01% for $100.0 - $25.0 K |
| 4.01 | State Bank of the Lakes Rewards Checking (12x debit + DD + estatement) | 4.01% for $100.0 - $25.0 K |
| 4.01 | First State (Gainsville) Reward Checking2 (20x debit + DD + estatement) | 4.01% for $100.0 - $25.0 K |
| 4.01 | *Danvers Rewards Checking (12x debit + DD + estatement) | 4.01% for $100.0 - $25.0 K |
| 4.01 | St Martin Reward Checking (10x debit + DD + estatement) | 4.01% for $1.0 - $15.0 K, 0.25% for $15.0 K - $500.0 K |
| 4.00 | *Southern Community Reward Checking (10x debit + DD + estatement) | 4.00% for $100.0 - $25.0 K |
| 4.00 | U of Iowa CU Rewards Checking (12x debit + DD + estatement) | 4.00% for $1.0 - $25.0 K |
| 4.00 | Lake Michigan CU Max Checking (10x debit + DD + estatement) | 4.00% for $1.0 - $15.0 K |
| 3.84 | *Chartway eChecking (8x debit + $500DD + e-statement + eSaving) | 3.84% for $5.0 K - $30.0 K |
| 3.82 | The State Bank Redi-Rewards Checking (12x debit + DD + estatement) | 3.82% for $100.0 - $25.0 K |
| 3.76 | Numerica Sequel Checking (12x debit + $100DD + estatement) | 3.76% for $25.0 - $25.0 K |
| 3.75 | Equity WOW Gold Checking (10x debit + estatement) | 3.75% for $100.0 - $25.0 K |
| 3.75 | Bank of Little Rock Kasasa Cash (10x debit + DD + estatement) | 3.75% for $1.0 - $25.0 K |
| 3.56 | *Classic Bank Reward Checking (use debit 10x to avoid fees) | 3.56% for $100.0 - $25.0 K |
| 3.55 | Wynne First Reward checking (10x debit + DD + estatement) | 3.55% for $100.0 - $25.0 K |
| 3.55 | Crossroads Effingham First Checking (20x debit + estatement) | 3.55% for $50.0 - $30.0 K |
| 3.55 | Williamstown Free Rewards Checking (10x debit + DD + estatement) | 3.55% for $1.0 - $50.0 K |
| 3.51 | easyGROW Checking (10x debit + DD + estatement) | 3.51% for $100.0 - $25.0 K |
| 3.51 | Royal Banks of MO Majestic (10x debit + DD + estatement) | 3.51% for $100.0 - $25.0 K |
| 3.51 | Focus MAXimum Free checking (10x debit + estatement) | 3.51% for $100.0 - $25.0 K |
| 3.51 | Decatur Intouch Checking (call to find 5 requirements to avoid fees) | 3.51% for $100.0 - $25.0 K |
| 3.51 | *Ripley Reward Checking (10x debit + estatement) | 3.51% for $100.0 - $25.0 K |
| 3.51 | FAST Reward checking (10x debit + DD + estatement) | 3.51% for $25.0 - $25.0 K |
| 3.51 | *Lake City Rewards Checking (8x debit + DD + estatement) | 3.51% for $1.0 - $25.0 K |
| 3.51 | *First Robinson Kasasa Cash (10x debit + DD + estatement) | 3.51% for $1.0 - $25.0 K |
| 3.51 | First New England CU Free Rewards Checking (12x debit + DD + estatement) | 3.51% for $1.0 - $15.0 K, 0.25% for $15.0 K - $500.0 K |
| 3.50 | First Arkansas Kasasa Cash (10x debit + DD + estatements) | 3.50% for $100.0 - $50.0 K |
| 3.50 | Southeast Reward Checking (10x debit + DD + estatement) | 3.50% for $100.0 - $25.0 K |
| 3.50 | Atlantic Coast High Tide Checking (10x debit + DD + e-statement) | 3.50% for $100.0 - $25.0 K, 1.00% for $100.0 - $25.0 K |
| 3.50 | *Rio e-Checking (10x debit + 5 billpay + DD + estatement) | 3.50% for $100.0 - $25.0 K |
| 3.50 | Liberty High Interest Checking (10x debit + $500DD + estatement) | 3.50% for $50.0 - $30.0 K |
| 3.50 | Opportunity Reward Checking (10x debit + DD + estatement) | 3.50% for $1.0 - $25.0 K |
| 3.50 | First National Bank Midwest Rewards Checking (12x debit + DD + estatement) | 3.50% for $1.0 - $25.0 K |
| 3.35 | *MidWestOne Power Checking (10x debit + DD + e-statement) | 3.35% for $100.0 - $25.0 K |
| 3.33 | Coulee Bank Rewards Checking (10x debit + DD + estatement) | 3.33% for $50.0 - $25.0 K |
| 3.25 | BankTexas Prosperity Checking (10x debit + DD + estatement) | 3.25% for $250.0 - $25.0 K |
| 3.25 | *Douglas Free DNB Green Checking (10x debit + DD + estatement) | 3.25% for $50.0 - $35.0 K |
| 3.25 | Mutual Security CU Ultimate checking (12x debit + DD + estatement) | 3.25% for $50.0 - $25.0 K, 1.01% for $50.0 - $25.0 K |
| 3.25 | Heartland Community Internet Plus Checking (10x debit + DD + estatement) | 3.25% for $1.0 - $30.0 K |
| 3.15 | *Ouachita Rewards Checking (12x debit + DD + estatement) | 3.15% for $1.0 - $25.0 K |
| 3.10 | Cap Ed CU High Yield eChecking (12x debit + DD + estatement) | 3.10% for $1.0 - $25.0 K |
| 3.09 | Sierra Reward checking (12x debit + DD + billpay) | 3.09% for $50.0 - $25.0 K |
| 3.05 | Heritage eCentive Checking (10x debit + DD + estatement) | 3.05% for $50.0 - $25.0 K |
| 3.05 | Heritage CU GoGreen Checking (10x debit + DD + estatement) | 3.05% for $25.0 - $25.0 K |
| 3.05 | M&F Summit Checking (12x debit + DD + estatement) | 3.05% for $1.0 - $25.0 K |
| 3.05 | Citizens Bank (MN) Woo Hoo Checking (10x debit + DD + e-statement) | 3.05% for $1.0 - $25.0 K |
| 3.05 | Bank of Blue Valley Performance Checking (12x debit + DD) | 3.05% for $1.0 - $25.0 K |
| 3.04 | First National Community Bank (PA) ME Checking (10x debit + DD + estatement) | 3.04% for $100.0 - $25.0 K |
| 3.04 | First Federal rewards Checking (12x debit + DD + estatement) | 3.04% for $100.0 - $25.0 K |
| 3.04 | *New Horizons Ultimate Checking (12x debit + DD + estatement) | 3.04% for $100.0 - $25.0 K |
| 3.04 | Community West Great Rate Checking (10x debit + DD + estatement) | 3.04% for $1.0 - $25.0 K |
| 3.03 | Riverside Cash Rewards Checking (15x debit + DD + estatement) | 3.03% for $25.0 - $25.0 K |
| 3.03 | Summit B&T Cash Rewards Checking (15x debit + DD + estatement) | 3.03% for $25.0 - $20.0 K, 0.51% for $20.0 K - $500.0 K |
| 3.03 | First Community Cash Rewards Checking (12x debit + DD + estatement) | 3.03% for $25.0 - $20.0 K, 0.51% for $20.0 K - $500.0 K |
| 3.03 | Galena Cash Rewards Checking (15x debit + DD + estatement) | 3.03% for $1.0 - $20.0 K, 0.51% for $20.0 K - $500.0 K |
| 3.03 | Arizona B&T Cash Rewards Checking (12x debit + DD + estatement) | 3.03% for $1.0 - $20.0 K, 0.51% for $20.0 K - $200.0 K |
| 3.01 | People's Bank Electric Blue Checking (12x debit + DD + estatement) | 3.01% for $100.0 - $50.0 K |
| 3.01 | Patriot Revolutionary Checking (10x debit + DD + e-statement) | 3.01% for $100.0 - $50.0 K |
| 3.01 | Eastern Virginia Bankshares Reward Checking (10x debit + DD + estatement) | 3.01% for $100.0 - $25.0 K |
| 3.01 | Sutton Rewards Checking (11x debit + DD + estatement) | 3.01% for $100.0 - $25.0 K |
| 3.01 | *Bank 1440 Optimum Checking (10x debit + DD + estatement) | 3.01% for $100.0 - $25.0 K |
| 3.01 | Montgomery eBlue Checking (12x debit + DD + e-statement) | 3.01% for $50.0 - $25.0 K |
| 3.01 | Phelps County Ultimate Checking (10x debit + DD + estatement) | 3.01% for $50.0 - $25.0 K |
| 3.01 | RIA Smart Checking (12x debit + DD + estatement) | 3.01% for $25.0 - $25.0 K |
| 3.01 | IH Mississippi Valley CU Checking Plus (12x debit + DD + estatement) | 3.01% for $1.0 - $25.0 K |
| 3.01 | Community Resource Reward Checking (10x debit + DD + estatement) | 3.01% for $1.0 - $25.0 K |
| 3.01 | Bank of Idaho Kasasa Cash (10x debit + DD + estatement) | 3.01% for $1.0 - $25.0 K |
| 3.01 | Legence Kasasa Cash (10x debit + DD + estatement) | 3.01% for $1.0 - $25.0 K |
| 3.01 | Blackhawk easyMONEY Checking (10x debit card) | 3.01% for $1.0 - $25.0 K |
| 3.01 | Liberty Bank eSmart Checking (15x debit + estatement + DD + billpay) | 3.01% for $1.0 - $25.0 K |
| 3.01 | *Devon Reward Checking (10x debit + DD + estatement) | 3.01% for $1.0 - $25.0 K |
| 3.00 | Kanza Rewards Checking (12x debit + dd + estatement) | 3.00% for $100.0 - $25.0 K |
| 3.00 | Greater Rome Reach Your Peak Checking (10x debit + DD + e-statement) | 3.00% for $100.0 - $25.0 K |
| 3.00 | Elk Grove Reward Checking (12x debit + DD + estatement) | 3.00% for $100.0 - $25.0 K |
| 3.00 | Asheville Savings Best Checking (10x debit + DD + estatement) | 3.00% for $50.0 - $25.0 K |
| 3.00 | Seasons FCU Kasasa Cash (10x debit + DD + estatement) | 3.00% for $5.0 - $15.0 K, 0.25% for $15.0 K - $500.0 K |
| 3.00 | Aloha Pacific CU KalaRewards Checking (10x debit + DD + estatement) | 3.00% for $1.0 - $50.0 K |
| 2.75 | Bank of Fayetteville Smart Checking (10x debit + DD + estatement) | 2.75% for $100.0 - $50.0 K |
| 2.75 | West Bend IDEAL Rewards Checking (10x debit + DD + estatement) | 2.75% for $50.0 - $50.0 K |
| 2.65 | United FCU Interest Plus Rewards Checking (10x debit + DD +estatements) | 2.65% for $25.0 - $25.0 K |
| 2.60 | Citizens Bank Star Rewards Checking (10x debit + DD + estatement) | 2.60% for $100.0 - $25.0 K |
| 2.60 | *Emprise Reward Checking (12x debit + DD + estatement) | 2.60% for $1.0 - $25.0 K |
| 2.57 | Addison Ave Dividend Rewards checking (12x debit + DD + estatement) | 2.57% for $25.0 - $25.0 K |
| 2.55 | Marion Kasasa Cash (10x debit + DD + estatement) | 2.55% for $1.0 - $75.0 K |
| 2.55 | Connexus CU Xtraordinary Checking (15x debit + DD + estatement + billpay) | 2.55% for $1.0 - $25.0 K |
| 2.53 | Haverhill Checking (10x debit + DD + estatement) | 2.53% for $1.0 - $50.0 K |
| 2.52 | Pacific Resource High Flying checking (10x debit + DD + estatement) | 2.52% for $25.0 - $25.0 K |
| 2.51 | State Bank of Toledo Hometown Reward Checking (10x debit + DD) | 2.51% for $100.0 - $70.0 K |
| 2.51 | Concordia Harmony Express Checking (10x debit + DD + estatement) | 2.51% for $100.0 - $25.0 K |
| 2.51 | Community Bank of Raynore Rewards Checking (10x debit + DD + estatemen) | 2.51% for $100.0 - $25.0 K |
| 2.51 | Renasant Rewards Checking (10x debit + DD + estatement) | 2.51% for $50.0 - $25.0 K, 2.51% for $1.0 - $25.0 K |
| 2.51 | First Federal Moolah Checking (12x debit + billpay + estatement) | 2.51% for $50.0 - $25.0 K |
| 2.51 | Provident CU Super Reward Checking (10x debit + DD + estatement) | 2.51% for $25.0 - $25.0 K |
| 2.51 | Clinton Total Access Checking (10x debit + DD + estatement) | 2.51% for $10.0 - $25.0 K |
| 2.51 | Community Bank of Pleasant Hill Checking (10x debit + DD + estatement) | 2.51% for $1.0 - $25.0 K |
| 2.50 | Lee County B&T Big Account (10x debit + DD + estatement) | 2.50% for $100.0 - $25.0 K |
| 2.50 | Noble Horizon Checking (12x debit + DD + estatement) | 2.50% for $100.0 - $25.0 K |
| 2.50 | Advantis CU Fusion Checking (12x debit + DD + estatement) | 2.50% for $20.0 - $30.0 K |
| 2.50 | Vermont CU ReWARD Checking (12x debit + DD + estatement) | 2.50% for $1.0 - $25.0 K |
| 2.50 | Page Valley Rewards Checking (10x debit + DD + estatement) | 2.50% for $1.0 - $25.0 K |
| 2.48 | MidWest America Reward Checking (10x debit + DD + estatement) | 2.48% for $5.0 - $25.0 K |
| 2.30 | *Brookhaven Elite Checking (10x debit + DD + e-statement) | 2.30% for $100.0 - $25.0 K |
| 2.28 | North Middlesex Max Checking (12x debit + DD + estatement) | 2.28% for $10.0 - $50.0 K |
| 2.26 | FBC Rewards Checking (12x debit + DD + e-statement) | 2.26% for $100.0 - $35.0 K |
| 2.25 | San Antonio CU mY gen Checking (12x debit + DD + estatement) | 2.25% for $1.0 - $25.0 K |
| 2.25 | Connexus CU MyRewards Checking (10x debit + DD + estatement + billpay) | 2.25% for $1.0 - $25.0 K |
| 2.15 | First Chatham Free Checking (10x debit + DD + estatement) | 2.15% for $1.0 - $50.0 K |
| 2.02 | State Center CU Rewards Checking (10x debit + DD + estatement) | 2.02% for $25.0 - $25.0 K |
| 2.02 | LakeTrust SoSMART Checking (15x debit + DD + estatement) | 2.02% for $1.0 - $25.0 K |
| 2.01 | First State (Gainsville) Reward Checking (10x debit + DD + estatement) | 2.01% for $100.0 - $25.0 K |
| 2.01 | Artisans' Bank Interest Rewards Checking (12x debit + DD + estatement) | 2.01% for $50.0 - $25.0 K |
| 2.01 | BankNewport Go Checking (12x debit + DD + estatement) | 2.01% for $25.0 - $100.0 K |
| 2.01 | Power FCU Cashbank Checking (12x debit + 3billpay + e-statement) | 2.01% for $25.0 - $25.0 K |
| 2.01 | Sacramento CU Free Rewards Checking (12x debit + DD + estatement) | 2.01% for $1.0 - $25.0 K |
| 2.01 | Credit Union West Star Rewards Checking (10x debit + DD + estatemen) | 2.01% for $1.0 - $25.0 K |
| 2.00 | Tri-Counties Perfect Choice Checking (12x debit + DD + estatement) | 2.00% for $100.0 - $25.0 K |
| 2.00 | Upson Free Rewards Checking (12x debit + DD + estatement) | 2.00% for $100.0 - $25.0 K |
| 2.00 | Savings Institute eSI checking (10x debit + billpay + estatement) | 2.00% for $25.0 - $50.0 K |
| 2.00 | Pt. Loma CU Ultra Rewards Checking (12x debit + DD + estatement) | 2.00% for $25.0 - $25.0 K |
| 2.00 | Insight Incentive Checking (12x debit + 3billpay + e-statement) | 2.00% for $1.0 - $25.0 K |
| 2.00 | Baxter CU PowerChecking (10x debit + $500DD + estatement) | 2.00% for $1.0 - $25.0 K |
| 2.00 | Dade County CU Moneymaker Checking (12x debit + DD + estatement) | 2.00% for $1.0 - $20.0 K |