APY % | Bank name, account name (terms) | APY for balance ranges |
| 999.00 | Northern Federal CU Reward Checking (10x debit + DD + estatement) | 999.00% for $100.0 - $25.0 K |
| 999.00 | Northern Federal CU Premium Reward Checking (15x debit + DD + estatement) | 999.00% for $100.0 - $25.0 K |
| 4.25 | Florida Central CU Ultimate Checking (12x debit + DD + estatement) | 4.25% for $1.0 - $15.0 K, 1.00% for $15.0 K - $500.0 K |
| 4.01 | Southern Missouri Kasasa Cash (12x debit + DD + estatements) | 4.01% for $100.0 - $15.0 K, 0.75% for $15.0 K - $500.0 K |
| 3.94 | Pelican eXtra Bonus Checking (15x debit + DD + estatement) | 3.94% for $1.0 - $20.0 K |
| 3.75 | Equity WOW Gold Checking (10x debit + estatement) | 3.75% for $100.0 - $25.0 K |
| 3.60 | Bank of Edwardsville TheClub Checking (12x debit + billpay + 2500 min balance + estatement) | 3.60% for $2.5 K - $25.0 K |
| 3.50 | Atlantic Coast High Tide Checking (10x debit + DD + e-statement) | 3.50% for $100.0 - $15.0 K, 1.00% for $15.0 K - $500.0 K |
| 3.25 | Mutual Security CU Ultimate checking (12x debit + DD + estatement) | 3.25% for $50.0 - $25.0 K, 1.01% for $50.0 - $25.0 K |
| 3.25 | U of Iowa CU Rewards Checking (12x debit + DD + estatement) | 3.25% for $1.0 - $25.0 K |
| 3.10 | First National Bank of Dieterich Prime Checking (10x debit + estatement) | 3.10% for $1.0 - $25.0 K |
| 3.09 | *Rio e-Checking (10x debit + 5 billpay + DD + estatement) | 3.09% for $100.0 - $25.0 K |
| 3.05 | Williamstown Free Rewards Checking (10x debit + DD + estatement) | 3.05% for $1.0 - $35.0 K |
| 3.04 | First Federal rewards Checking (12x debit + DD + estatement) | 3.04% for $100.0 - $25.0 K |
| 3.03 | *First Community Cash Rewards Checking (12x debit + DD + estatement) | 3.03% for $25.0 - $20.0 K, 0.26% for $20.0 K - $500.0 K |
| 3.01 | *Danvers Rewards Checking (12x debit + DD + estatement) | 3.01% for $100.0 - $25.0 K |
| 3.01 | *Classic Bank Reward Checking (use debit 10x to avoid fees) | 3.01% for $100.0 - $25.0 K |
| 3.01 | *Ouachita Rewards Checking (12x debit + DD + estatement) | 3.01% for $1.0 - $25.0 K |
| 3.00 | Heartland Community Internet Plus Checking (10x debit + DD + estatement) | 3.00% for $1.0 - $30.0 K |
| 3.00 | Bank of Blue Valley Performance Checking (12x debit + DD) | 3.00% for $1.0 - $25.0 K |
| 3.00 | Lake Michigan CU Max Checking (10x debit + DD + estatement) | 3.00% for $1.0 - $15.0 K |
| 3.00 | Bank of Little Rock Kasasa Cash (10x debit + DD + estatement) | 3.00% for $1.0 - $15.0 K, 0.05% for $15.0 K - $500.0 K |
| 2.55 | Coulee Bank Rewards Checking (10x debit + DD + estatement) | 2.55% for $50.0 - $25.0 K |
| 2.55 | State Employees CU (NM) Reward Checking (10x debit + DD + estatement) | 2.55% for $1.0 - $35.0 K |
| 2.53 | *New Horizons Ultimate Checking (12x debit + DD + estatement) | 2.53% for $100.0 - $25.0 K |
| 2.51 | Synergy Bank Kasasa Cash (12x debit + DD + estatement) | 2.51% for $100.0 - $25.0 K |
| 2.51 | *Ripley Reward Checking (10x debit + estatement) | 2.51% for $100.0 - $25.0 K |
| 2.51 | State Bank of the Lakes Rewards Checking (12x debit + DD + estatement) | 2.51% for $100.0 - $15.0 K, 0.30% for $15.0 K - $500.0 K |
| 2.51 | Community Resource Reward Checking (10x debit + DD + estatement) | 2.51% for $1.0 - $25.0 K |
| 2.51 | *Lake City Rewards Checking (8x debit + DD + estatement) | 2.51% for $1.0 - $25.0 K |
| 2.50 | Lee County B&T Big Account (10x debit + DD + estatement) | 2.50% for $100.0 - $25.0 K |
| 2.50 | *Douglas Free DNB Green Checking (10x debit + DD + estatement) | 2.50% for $50.0 - $35.0 K |
| 2.50 | TwinStar CU Accelerator Checking (12x debit) | 2.50% for $25.0 - $20.0 K |
| 2.50 | IH Mississippi Valley CU Checking Plus (12x debit + DD + estatement) | 2.50% for $1.0 - $25.0 K |
| 2.50 | Opportunity Reward Checking (10x debit + DD + estatement) | 2.50% for $1.0 - $20.0 K, 0.75% for $20.0 K - $200.0 K |
| 2.41 | MidWest America Reward Checking (10x debit + DD + estatement) | 2.41% for $5.0 - $15.0 K, 0.64% for $15.0 K - $200.0 K |
| 2.35 | *Emprise Reward Checking (12x debit + DD + estatement) | 2.35% for $1.0 - $25.0 K |
| 2.27 | Pacific Resource High Flying checking (10x debit + DD + estatement) | 2.27% for $25.0 - $25.0 K |
| 2.26 | Provident CU Super Reward Checking (10x debit + DD + estatement) | 2.26% for $25.0 - $25.0 K |
| 2.25 | Citizens Bank Star Rewards Checking (10x debit + DD + estatement) | 2.25% for $100.0 - $25.0 K |
| 2.07 | *First Tech Dividend Rewards checking (12x debit + DD + estatement) | 2.07% for $25.0 - $25.0 K |
| 2.05 | Bank of Fayetteville Smart Checking (10x debit + DD + estatement) | 2.05% for $100.0 - $25.0 K |
| 2.05 | Marion Kasasa Cash (10x debit + DD + estatement) | 2.05% for $1.0 - $25.0 K |
| 2.02 | Concordia Harmony Express Checking (10x debit + DD + estatement) | 2.02% for $100.0 - $25.0 K |
| 2.01 | Sutton Rewards Checking (11x debit + DD + estatement) | 2.01% for $100.0 - $25.0 K |
| 2.01 | First State (Gainsville) Reward Checking2 (20x debit + DD + estatement) | 2.01% for $100.0 - $25.0 K |
| 2.01 | *Bank 1440 Optimum Checking (10x debit + DD + estatement) | 2.01% for $100.0 - $25.0 K |
| 2.01 | Community Bank of Pleasant Hill Checking (10x debit + DD + estatement) | 2.01% for $1.0 - $25.0 K |
| 2.01 | *First Robinson Kasasa Cash (10x debit + DD + estatement) | 2.01% for $1.0 - $25.0 K |
| 2.00 | Kanza Rewards Checking (12x debit + dd + estatement) | 2.00% for $100.0 - $25.0 K |
| 2.00 | Advantis CU Fusion Checking (12x debit + DD + estatement) | 2.00% for $20.0 - $30.0 K |
| 2.00 | Vermont CU ReWARD Checking (12x debit + DD + estatement) | 2.00% for $1.0 - $25.0 K |
| 2.00 | United Financial CU Direct Rewards Checking (12x debit + estatement + online banking + billpay) | 2.00% for $1.0 - $25.0 K |
| 2.00 | First Peoples eFirst Checking (10x debit + DD + 10billpay + estatements) | 2.00% for $1.0 - $25.0 K |
| 2.00 | Connexus CU Xtraordinary Checking (15x debit + DD + estatement + billpay) | 2.00% for $1.0 - $25.0 K |
| 2.00 | Baxter CU PowerChecking (10x debit + $500DD + estatement) | 2.00% for $1.0 - $25.0 K |