◊ Checking accounts:  Balances: • $0 - $1K • $1K - $10K • $10K - $25K • $25K - $50K • $50K - $100K • above $100K ◊ Savings accounts:  Balances: • $0 - $1K • $1K - $10K • $10K - $25K • $25K - $50K • $50K - $100K • above $100K ◊ Certificates of Deposit:  Terms: • 3-month • 6-month • 9-month • 12-month • <18-month • 18-month • 2-year • 3-year • 4-year • < 5-year • 5-year ◊ Our databases: • Credit card bonuses • Bank bonuses • Reward credit cards • Best rates • ATM rebates • Free wire transfers • Free ACH transfers • Other fund transfers • Free bill pay • US online banks ◊ Bank Best Rates Home ◊ iBankDesign Home

Featured offers:   $100 from American Express $100 from Citibank $50 from Discover Bank Rates of checking accounts with balances between $1K and $10K (Threshold is 2.00%) Update of rates was started on Mon Feb 8 18:34:53 2010 ◊ Balances: • $0-$1K • $1K-$10K • $10K-$25K • $25K-$50K • $50K-$100K • above $100K Featured bank offer: APY % Bank name, account name (terms) APY for balance ranges 6.05  Scott CU Extreme Checking 6.05% for $1.0 - $25.0 K 5.27  Iberville Bank Reward Checking (10x debit + estatement) 5.27% for $1.0 - $20.0 K 5.01  Pickens County Relationship Checking (10x debit + DD + e-statement) 5.01% for $100.0 - $25.0 K 5.01  Southern Missouri Kasasa Cash (12x debit + DD + estatements) 5.01% for $100.0 - $25.0 K 5.01  Bank of Newington Rewards Checking (10x debit + DD + e-statement) 5.01% for $1.0 - $25.0 K 5.00  *Chartway eChecking (8x debit + $500DD + e-statement + eSaving) 5.00% for $5.0 K - $30.0 K 5.00  Liberty High Interest Checking (10x debit + $500DD + estatement) 5.00% for $50.0 - $30.0 K 5.00  United Financial CU Direct Rewards Checking (12x debit + estatement + online banking + billpay) 5.00% for $1.0 - $25.0 K 4.60  Bank of Edwardsville TheClub Checking (12x debit + billpay + 2500 min balance + estatement) 4.60% for $2.5 K - $25.0 K 4.51  Focus MAXimum Free checking (10x debit + estatement) 4.51% for $100.0 - $25.0 K 4.51  First State (Gainsville) Reward Checking2 (20x debit + DD + estatement) 4.51% for $100.0 - $25.0 K 4.51  *Heritage State Reward Checking (10x debit + DD + estatement) 4.51% for $1.0 - $25.0 K 4.50  Alliance Bank Freedom Checking (10x debit + DD) 4.50% for $100.0 - $25.0 K 4.50  Florida Central CU Ultimate Checking (12x debit + DD + estatement) 4.50% for $1.0 - $25.0 K 4.50  First Clover Great-Rate Checking (10x debit + DD + estatement + 2 billpay) 4.50% for $1.0 - $25.0 K 4.30  Royal Banks of MO Majestic (10x debit + DD + estatement) 4.30% for $100.0 - $25.0 K 4.18  Touchmark Rewards Checking (10x debit + DD + e-statement) 4.18% for $100.0 - $50.0 K 4.15  Greater Rome Reach Your Peak Checking (10x debit + DD + e-statement) 4.15% for $100.0 - $25.0 K 4.15  *Devon Reward Checking (10x debit + DD + estatement) 4.15% for $1.0 - $25.0 K 4.10  Crossroads Effingham First Checking (20x debit + estatement) 4.10% for $50.0 - $30.0 K 4.10  First New England CU Free Rewards Checking (12x debit + DD + estatement) 4.10% for $1.0 - $25.0 K 4.09  Sierra Reward checking (12x debit + DD + billpay) 4.09% for $50.0 - $25.0 K, 0.00% for $50.0 - $25.0 K 4.09  Consumers CU Rewards Checking (12x debit + DD + estatement) 4.09% for $5.0 - $25.0 K 4.08  FAST Reward checking (10x debit + DD + estatement) 4.08% for $25.0 - $25.0 K 4.05  State Employees CU (NM) Reward Checking (10x debit + DD + estatement) 4.05% for $1.0 - $35.0 K 4.04  *Progress Bank Digital Progress Checking (12x debit + DD + e-statement) 4.04% for $60.0 - $25.0 K 4.04  Keystone Rewards Checking (10x debit + DD + estatement) 4.04% for $1.0 - $25.0 K 4.01  1st Security B&T Free Reward Checking (10x debit + DD + estatement) 4.01% for $100.0 - $25.0 K 4.01  Bank of Georgia Rewards Checking (10x debit + DD + e-statement) 4.01% for $100.0 - $25.0 K 4.01  Capital Bank Smart Checking (10x debit + DD) 4.01% for $100.0 - $25.0 K 4.01  State Bank of the Lakes Rewards Checking (12x debit + DD + estatement) 4.01% for $100.0 - $25.0 K 4.01  First Federal rewards Checking (12x debit + DD + estatement) 4.01% for $100.0 - $25.0 K 4.01  Decatur Intouch Checking (call to find 5 requirements to avoid fees) 4.01% for $100.0 - $25.0 K 4.01  Bartow Possibilities Checking (10x debit + DD + e-statement) 4.01% for $100.0 - $25.0 K 4.01  *Danvers Rewards Checking (12x debit + DD + estatement) 4.01% for $100.0 - $25.0 K 4.01  *Bank 1440 Optimum Checking (10x debit + DD + estatement) 4.01% for $100.0 - $25.0 K 4.01  *Classic Bank Reward Checking (use debit 10x to avoid fees) 4.01% for $100.0 - $25.0 K 4.01  *Douglas Free DNB Green Checking (10x debit + DD + estatement) 4.01% for $50.0 - $35.0 K 4.01  Montgomery eBlue Checking (12x debit + DD + e-statement) 4.01% for $50.0 - $25.0 K 4.01  First Community CU First Rate Checking (12x debit + DD + estatement) 4.01% for $50.0 - $25.0 K 4.01  Riverside Cash Rewards Checking (15x debit + DD + estatement) 4.01% for $25.0 - $25.0 K 4.01  RIA Smart Checking (12x debit + DD + estatement) 4.01% for $25.0 - $25.0 K 4.01  Member's Choice CU (IL) elite Checking (12x debit + DD + estatement) 4.01% for $25.0 - $25.0 K 4.01  Summit B&T Cash Rewards Checking (15x debit + DD + estatement) 4.01% for $25.0 - $20.0 K 4.01  First Community Cash Rewards Checking (12x debit + DD + estatement) 4.01% for $25.0 - $20.0 K 4.01  IH Mississippi Valley CU Checking Plus (12x debit + DD + estatement) 4.01% for $1.0 - $25.0 K 4.01  St Martin Reward Checking (10x debit + DD + estatement) 4.01% for $1.0 - $25.0 K 4.01  First National Bank of Dieterich Prime Checking (10x debit + estatement) 4.01% for $1.0 - $25.0 K 4.01  Opportunity Reward Checking (10x debit + DD + estatement) 4.01% for $1.0 - $25.0 K 4.01  Galena Cash Rewards Checking (15x debit + DD + estatement) 4.01% for $1.0 - $25.0 K 4.01  Bank of Blue Valley Performance Checking (12x debit + DD) 4.01% for $1.0 - $25.0 K 4.01  *Lake City Rewards Checking (8x debit + DD + estatement) 4.01% for $1.0 - $25.0 K 4.01  Arizona B&T Cash Rewards Checking (12x debit + DD + estatement) 4.01% for $1.0 - $20.0 K 4.00  *Southern Community Reward Checking (10x debit + DD + estatement) 4.00% for $100.0 - $25.0 K 4.00  Asheville Savings Best Checking (10x debit + DD + estatement) 4.00% for $50.0 - $25.0 K 4.00  U of Iowa CU Rewards Checking (12x debit + DD + estatement) 4.00% for $1.0 - $50.0 K 4.00  Lake Michigan CU Max Checking (10x debit + DD + estatement) 4.00% for $1.0 - $15.0 K 4.00  *Bank of Wichitas Rewards Checking (10x debit + estatement) 4.00% for $1.0 - $10.0 K 4.00  eVantage Rewards Checking (10x debit + estatement) 4.00% for $1.0 - $10.0 K 3.91  Williamstown Free Rewards Checking (10x debit + DD + estatement) 3.91% for $1.0 - $50.0 K 3.90  *MidWestOne Power Checking (10x debit + DD + e-statement) 3.90% for $100.0 - $25.0 K 3.82  The State Bank Redi-Rewards Checking (12x debit + DD + estatement) 3.82% for $100.0 - $25.0 K 3.80  Page Valley Rewards Checking (10x debit + DD + estatement) 3.80% for $1.0 - $25.0 K 3.76  Numerica Sequel Checking (12x debit + $100DD + estatement) 3.76% for $25.0 - $25.0 K 3.76  Community National Rewards Checking (12x debit + DD + estatement) 3.76% for $25.0 - $25.0 K 3.76  Heartland Community Internet Plus Checking (10x debit + DD + estatement) 3.76% for $1.0 - $30.0 K 3.75  Equity WOW Gold Checking (10x debit + estatement) 3.75% for $100.0 - $25.0 K 3.75  Bank of Little Rock Kasasa Cash (10x debit + DD + estatement) 3.75% for $1.0 - $25.0 K 3.61  Citizens Bank Star Rewards Checking (10x debit + DD + estatement) 3.61% for $100.0 - $25.0 K 3.58  State Bank of Countryside Best Ever Checking (10x debit + DD + estatement) 3.58% for $5.0 - $25.0 K 3.56  RCSB e-Global Checking (8x debit + DD + estatement) 3.56% for $1.0 - $25.0 K 3.56  Cap Ed CU High Yield eChecking (12x debit + DD + estatement) 3.56% for $1.0 - $25.0 K 3.55  Wynne First Reward checking (10x debit + DD + estatement) 3.55% for $100.0 - $25.0 K 3.55  Pacific Resource High Flying checking (10x debit + DD + estatement) 3.55% for $25.0 - $25.0 K 3.51  Northern Federal CU Reward Checking (10x debit + DD + estatement) 3.51% for $100.0 - $25.0 K 3.51  *Ripley Reward Checking (10x debit + estatement) 3.51% for $100.0 - $25.0 K 3.51  *New Horizons Ultimate Checking (12x debit + DD + estatement) 3.51% for $100.0 - $25.0 K 3.51  MidWest America Reward Checking (10x debit + DD + estatement) 3.51% for $5.0 - $25.0 K 3.51  Bank of Idaho Kasasa Cash (10x debit + DD + estatement) 3.51% for $1.0 - $25.0 K 3.51  United SA CU Premium Reward Checking (10x debit + estatement) 3.51% for $1.0 - $25.0 K 3.51  Citizens Bank (MN) Woo Hoo Checking (10x debit + DD + e-statement) 3.51% for $1.0 - $25.0 K 3.51  Liberty Bank eSmart Checking (15x debit + estatement + DD + billpay) 3.51% for $1.0 - $25.0 K 3.51  *First Robinson Kasasa Cash (10x debit + DD + estatement) 3.51% for $1.0 - $25.0 K 3.50  First Arkansas Kasasa Cash (10x debit + DD + estatements) 3.50% for $100.0 - $50.0 K 3.50  Southeast Reward Checking (10x debit + DD + estatement) 3.50% for $100.0 - $25.0 K 3.50  Atlantic Coast High Tide Checking (10x debit + DD + e-statement) 3.50% for $100.0 - $25.0 K, 1.00% for $100.0 - $25.0 K 3.50  *Rio e-Checking (10x debit + 5 billpay + DD + estatement) 3.50% for $100.0 - $25.0 K 3.50  Hawaii USA CU Elite Checking (10x debit + DD + estatement) 3.50% for $20.0 - $25.0 K 3.50  Aloha Pacific CU KalaRewards Checking (10x debit + DD + estatement) 3.50% for $1.0 - $50.0 K 3.50  First National Bank Midwest Rewards Checking (12x debit + DD + estatement) 3.50% for $1.0 - $25.0 K 3.49  Community West Great Rate Checking (10x debit + DD + estatement) 3.49% for $1.0 - $25.0 K 3.33  People's Bank Electric Blue Checking (12x debit + DD + estatement) 3.33% for $100.0 - $50.0 K 3.33  FirstAtlantic Treasure Checking (10x debit + DD + e-statement) 3.33% for $100.0 - $30.0 K 3.33  Coulee Bank Rewards Checking (10x debit + DD + estatement) 3.33% for $50.0 - $25.0 K 3.25  *Bancorp South Performance Checking (12x debit + DD + estatemen) 3.25% for $500.0 - $30.0 K 3.25  BankTexas Prosperity Checking (10x debit + DD + estatement) 3.25% for $250.0 - $25.0 K 3.25  Noble Horizon Checking (12x debit + DD + estatement) 3.25% for $100.0 - $25.0 K 3.25  Mutual Security CU Ultimate checking (12x debit + DD + estatement) 3.25% for $50.0 - $25.0 K, 1.01% for $50.0 - $25.0 K 3.25  Heritage CU GoGreen Checking (10x debit + DD + estatement) 3.25% for $25.0 - $25.0 K 3.25  Connexus CU Xtraordinary Checking (15x debit + DD + estatement + billpay) 3.25% for $1.0 - $25.0 K 3.25  Altra A+ Checking (10x debit + DD + estatement) 3.25% for $1.0 - $25.0 K 3.21  Connexus CU MyRewards Checking (10x debit + DD + estatement + billpay) 3.21% for $1.0 - $25.0 K 3.20  Bank of Fayetteville Smart Checking (10x debit + DD + estatement) 3.20% for $100.0 - $50.0 K 3.15  *Ouachita Rewards Checking (12x debit + DD + estatement) 3.15% for $1.0 - $25.0 K 3.09  NuUnion CU SoSMART Checking (15x debit + DD + estatement) 3.09% for $1.0 - $25.0 K 3.05  *Peotone IDeal Checking (15x debit + DD + estatement) 3.05% for $50.0 - $50.0 K 3.05  Marion Kasasa Cash (10x debit + DD + estatement) 3.05% for $1.0 - $75.0 K 3.05  *Bank of Choice Reward Checking (8x debit + DD + estatement) 3.05% for $1.0 - $35.0 K 3.05  M&F Summit Checking (12x debit + DD + estatement) 3.05% for $1.0 - $25.0 K 3.04  First National Community Bank (PA) ME Checking (10x debit + DD + estatement) 3.04% for $100.0 - $25.0 K 3.01  Eastern Virginia Bankshares Reward Checking (10x debit + DD + estatement) 3.01% for $100.0 - $100.0 K 3.01  Patriot Revolutionary Checking (10x debit + DD + e-statement) 3.01% for $100.0 - $50.0 K 3.01  First City Reward Checking (10x debit + DD + e-statement) 3.01% for $100.0 - $50.0 K 3.01  FBC Rewards Checking (12x debit + DD + e-statement) 3.01% for $100.0 - $35.0 K 3.01  Sutton Rewards Checking (11x debit + DD + estatement) 3.01% for $100.0 - $25.0 K 3.01  First East Side Reward Checking (10x debit + DD + e-statement) 3.01% for $100.0 - $25.0 K 3.01  West Bend IDEAL Rewards Checking (10x debit + DD + estatement) 3.01% for $50.0 - $50.0 K 3.01  Renasant Rewards Checking (10x debit + DD + estatement) 3.01% for $50.0 - $25.0 K, 3.01% for $1.0 - $25.0 K 3.01  Phelps County Ultimate Checking (10x debit + DD + estatement) 3.01% for $50.0 - $25.0 K 3.01  Addison Ave Dividend Rewards checking (12x debit + DD + estatement) 3.01% for $25.0 - $25.0 K 3.01  Tampa Bay Premium Checking (12x debit + DD + e-statement) 3.01% for $10.0 - $30.0 K 3.01  Haverhill Checking (10x debit + DD + estatement) 3.01% for $1.0 - $100.0 K 3.01  Community Resource Reward Checking (10x debit + DD + estatement) 3.01% for $1.0 - $25.0 K 3.01  MBT Ultra High Interest Performance Checking (15x debit + DD + estatement) 3.01% for $1.0 - $25.0 K 3.01  Legence Kasasa Cash (10x debit + DD + estatement) 3.01% for $1.0 - $25.0 K 3.01  Blackhawk easyMONEY Checking (10x debit card) 3.01% for $1.0 - $25.0 K 3.00  Centennial Smart Checking (10x debit + DD + 4Billpay) 3.00% for $100.0 - $500.0 K 3.00  Legacy Win/Win Checking (12x debit + DD + estatement) 3.00% for $100.0 - $50.0 K 3.00  Elk Grove Reward Checking (12x debit + DD + estatement) 3.00% for $100.0 - $25.0 K 3.00  *Brookhaven Elite Checking (10x debit + DD + e-statement) 3.00% for $100.0 - $25.0 K 3.00  Savings Institute eSI checking (10x debit + billpay + estatement) 3.00% for $25.0 - $50.0 K 3.00  Seasons FCU Kasasa Cash (10x debit + DD + estatement) 3.00% for $5.0 - $25.0 K 3.00  M/AFCU Rewards Checking (12x debit + DD + estatement) 3.00% for $1.0 - $100.0 K 3.00  Butler Advantage Checking (10x debit + DD + estatements) 3.00% for $1.0 - $40.0 K 3.00  Baxter CU PowerChecking (10x debit + $500DD + estatement) 3.00% for $1.0 - $25.0 K 3.00  Global CU eVelocity Checking (12x debit + $100DD + estatement) 3.00% for $1.0 - $10.0 K 2.76  Clinton Total Access Checking (10x debit + DD + estatement) 2.76% for $10.0 - $50.0 K 2.76  Sacramento CU Free Rewards Checking (12x debit + DD + estatement) 2.76% for $1.0 - $25.0 K 2.75  RBT All-In-One Checking (10x debit + DD + estatement) 2.75% for $100.0 - $50.0 K 2.75  Lee County B&T Big Account (10x debit + DD + estatement) 2.75% for $100.0 - $25.0 K 2.75  First Chatham Free Checking (10x debit + DD + estatement) 2.75% for $1.0 - $50.0 K 2.75  San Antonio CU mY gen Checking (12x debit + DD + estatement) 2.75% for $1.0 - $25.0 K 2.65  City National Free Reward Checking (10x debit + DD + estatement) 2.65% for $1.0 - $200.0 K 2.60  *Emprise Reward Checking (12x debit + DD + estatement) 2.60% for $1.0 - $25.0 K 2.53  E Financial Florida Reward Checking (12x debit + DD + estatement) 2.53% for $1.0 - $25.0 K 2.51  State Bank of Toledo Hometown Reward Checking (10x debit + DD) 2.51% for $100.0 - $70.0 K 2.51  National 1st CU E-rewards Checking (15x dbit + estatement) 2.51% for $100.0 - $50.0 K 2.51  National 1st CU E-rewards Checking (15x debit + estatement) 2.51% for $100.0 - $25.0 K 2.51  First State (Gainsville) Reward Checking (10x debit + DD + estatement) 2.51% for $100.0 - $25.0 K 2.51  Community Bank of Raynore Rewards Checking (10x debit + DD + estatemen) 2.51% for $100.0 - $25.0 K 2.51  First Federal Moolah Checking (12x debit + billpay + estatement) 2.51% for $50.0 - $25.0 K 2.51  Artisans' Bank Interest Rewards Checking (12x debit + DD + estatement) 2.51% for $50.0 - $25.0 K 2.51  BankNewport Go Checking (12x debit + DD + estatement) 2.51% for $25.0 - $100.0 K 2.51  Power FCU Cashbank Checking (12x debit + 3billpay + e-statement) 2.51% for $25.0 - $25.0 K 2.51  Community Bank of Raymore Rewards Checking (10x debit + DD + estatement) 2.51% for $1.0 - $25.0 K 2.51  Community Bank of Pleasant Hill Checking (10x debit + DD + estatement) 2.51% for $1.0 - $25.0 K 2.50  Tri-Counties Perfect Choice Checking (12x debit + DD + estatement) 2.50% for $100.0 - $25.0 K 2.50  First National Bank Ultimate Checking (15x debit + DD + estatement) 2.50% for $100.0 - $25.0 K 2.50  Upson Free Rewards Checking (12x debit + DD + estatement) 2.50% for $100.0 - $25.0 K 2.50  Advantis CU Fusion Checking (12x debit + DD + estatement) 2.50% for $20.0 - $30.0 K 2.50  Insight Incentive Checking (12x debit + 3billpay + e-statement) 2.50% for $1.0 - $25.0 K 2.50  Vermont CU ReWARD Checking (12x debit + DD + estatement) 2.50% for $1.0 - $25.0 K 2.32  Integrity B&T Hi-Rewards Checking (10x debit + DD + estatement) 2.32% for $100.0 - $50.0 K 2.28  North Middlesex Max Checking (12x debit + DD + estatement) 2.28% for $10.0 - $100.0 K 2.26  Brattleboro Right Reasons Rewards Checking 2.26% for $1.0 - $100.0 K 2.25  People's CU e-plus Checking (12x debit + DD) 2.25% for $25.0 - $100.0 K 2.25  Pt. Loma CU Ultra Rewards Checking (12x debit + DD + estatement) 2.25% for $25.0 - $25.0 K 2.25  BFG CU Checking 2.25% for $1.0 - $200.0 K 2.17  Florence Rewards Checking (12x debit + DD + estatement) 2.17% for $10.0 - $100.0 K 2.14  Heritage eCentive Checking (10x debit + DD + estatement) 2.14% for $50.0 - $25.0 K 2.01  Members Choice CU Reward Checking (10x debit + DD + estatement) 2.01% for $100.0 - $25.0 K 2.01  Credit Union West Star Rewards Checking (10x debit + DD + estatemen) 2.01% for $1.0 - $25.0 K 2.00  Malvern Rewards Plus Checking (10x debit + DD + online banking) 2.00% for $200.0 - $35.0 K 2.00  Bank of Illinois VIP Elite Checking (10x debit + DD + estatement) 2.00% for $50.0 - $25.0 K banking,bank,checking account,rates,certificate of deposit,savings account, money market,online banking ◊ Balances: • $0-$1K • $1K-$10K • $10K-$25K • $25K-$50K • $50K-$100K • above $100K I would like to thank vivyip, who built and updates the rate database for this webpage and members of iBankDesign and FatWallet communities, who share information about best bank rates

◊ Latest rate offers:  ◊  Meadows CU MCU Checking: Earn upto 3.56% on balances of 25k!   ◊  Public Service Credit Union's Smart Checking offers 5.50% APY on balances up to $40,000.   ◊  5.22% APY on balances under $25000 - Crow River Bank : EZ REWARD Checking   ◊  ebank ePremium checking 5% NO MAXIMUM BALANCE OR DEBIT CARD REQUIREMENTS   ◊  3.51% New Horizons Ultimate Checking (upto 25k)   ◊  West Bank Iowa, 5.00% APY No minimum balance   ◊  Gulf Coast Bank and Trust Rewards Checking Account 5.51%   ◊  Checking Account 5.01% APY - First Banking Center

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