◊ Checking accounts: Balances: • $0 - $1K • $1K - $10K • $10K - $25K • $25K - $50K • $50K - $100K • above $100K |
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◊ Savings accounts: Balances: • $0 - $1K • $1K - $10K • $10K - $25K • $25K - $50K • $50K - $100K • above $100K |
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◊ Certificates of Deposit: Terms: • 3-month • 6-month • 9-month • 12-month • <18-month • 18-month • 2-year • 3-year • 4-year • < 5-year • 5-year |
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◊ Our databases: • Credit card bonuses • Bank bonuses • Reward credit cards • Best rates • ATM rebates • Free wire transfers • Free ACH transfers • Other fund transfers • Free bill pay • US online banks |
◊ Bank Best Rates Home ◊ iBankDesign Home |
| Featured offers: | $100 from American Express | $100 from Citibank | $50 from Discover Bank |
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(Threshold is 1.00%)
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| APY % | Bank name, account name (terms) | APY for balance ranges |
| 1.40 | *Capital One/Costco Interest Plus Online Savings | 1.40% for $10.0 K - $200.0 K |
| 1.35 | CapitalOne Online Savings | 1.35% for $2.5 K - $500.0 K |
| 1.35 | *Discover Online Savings | 1.35% for $1.0 - $500.0 K |
| 1.30 | *Capital One/Costco Money Market | 1.30% for $5.0 K - $200.0 K |
| 1.26 | Everbank Yield Pledge Money Market (check site for promo rate) | 1.26% for $1.5 K - $200.0 K |
| 1.25 | Presidential Premier Savings | 1.25% for $5.0 K - $35.0 K |
| 1.21 | WTDirect Savings Account | 1.21% for $10.0 K - $500.0 K |
| 1.20 | *Discover Money Market | 1.20% for $10.0 K - $25.0 K |
| 1.20 | Sterling National Internet Money Market | 1.20% for $2.5 K - $200.0 K |
| 1.20 | *Dollar Savings Direct | 1.20% for $1.0 K - $200.0 K |
| 1.16 | *GiantBank Money Market | 1.16% for $1.0 K - $200.0 K |
| 1.15 | MyBanking Direct Money Market | 1.15% for $5.0 K - $200.0 K |
| 1.15 | Savings Square Savings Account | 1.15% for $1.0 - $200.0 K |
| 1.11 | Zions Bank Internet Money Market | 1.11% for $1.0 K - $50.0 K |
| 1.10 | HSBC OnlineSavings | 1.10% for $1.0 - $200.0 K |
| 1.10 | *FNBO Direct Onine Savings | 1.10% for $1.0 - $200.0 K |
| 1.10 | *ING Direct Orange Savings | 1.10% for $1.0 - $200.0 K |
| 1.09 | Ultima UBM Direct Account | 1.09% for $1.0 K - $200.0 K |
| 1.01 | CalFirst Money Market Checking | 1.01% for $5.0 K - $200.0 K |
| 1.00 | *Amboy Direct Premium Savings | 1.00% for $20.0 K - $250.0 K, 1.00% for $1.0 - $20.0 K |
| 1.00 | State Bank of India Money Market | 1.00% for $2.5 K - $25.0 K |
| 1.00 | *Emigrant Direct | 1.00% for $1.0 K - $200.0 K |
| 1.00 | OneUnited UNITY Gold E-Money Market | 1.00% for $1.0 K - $25.0 K |
| Featured bank offer: |
| I would like to thank
vivyip, who built and updates the rate database for this webpage
and members of iBankDesign and FatWallet communities, who
share information about best bank rates |